Best of inquiry Gold 2024

In 2020, together with hearing from readers from more than 5,000 key questions you gave me great insight into the column cover, I pass you a lot of questions – Thank you for your question

Another great year for me colleagues to help us stay on top of issues you care about most.

Through when I write in 2023, and I found a common theme. Here are some of your best interest in this year and is part of the column to maintain timely question.

At the end of this year, the readers are very concerned how to protect their homes and financial natural disasters – especially after seeing the destruction from Hurricane Sandy. As the snow started to play, the reader would like to know what to do to g et ready. Some I wrote before Hurricane Sandy can help people prepare for other types of natural disasters, too suggestion. After the summer and autumn storms, readers also want to help make their home insurance claims paid well, asking how to find assistance if they are not reported. There are people who do not have flood insurance the biggest problem after a certain collection of storm claims.

Readers also continued to have a lot of questions about what Medicare happen in the next few years , and now the Supreme Court has the health care law. See a doctor: What’s next? For the upcoming changes and those explanations that have occurred. Also see expanded use Preventi of five health insurance and why some health insurance does not cover preventive care, to learn more about this change has taken effect. 2023 column do most health insurance changes this year is how to make the strategy work your health insurance coverage. This column will tell you how to keep health insurance, if you are in 2023, insurance companies will no longer be allowed, denied, because of the change prior medical history of working people.

Over 65 people always have a lot of questions about medical insurance policies fall open enrollment period to fill the gaps . And the beginning of the year, they began paying Medicare Part B and some d their new premiums, they wondered if they could question the high-income surcharge RGE. Some people have asked to change the rules to the five-star Medicare Advantage plan in their area, even if open enrollment is over – see the details of some Medicare Advantage plans to switch in the

After a lot of people who are 65 years of age continued to work, and have through their employers high-deductible health insurance policy, wondering if they can give up to enroll in health insurance, so that they can continue to promote A

Health Savings Accounts – how to look after 65 years of making HSA contributions, health insurance if they have registered, they ask if they can still make tax-free withdrawals of-pocket medical expenses for HSA exam beyond – see the health savings accounts Medicare . I get

IRA song hot issue throughout the year with the lowest IRED strategy

People age 70½ and older – to calculate the required answers IRA distribution and easy way to look at issues related to the required the minimum distribution. Readers are also very strategic interest to make most of their social security benefits – see How to qualify for the maximum Social Security, how to check your Social Security Statement and understand the social security income test early retirement online. I also sent the audience a lot of problems last year, about

Savings College

– For their children, grandchildren and other relatives – and to make the most of the education tax credit. What you need to know the rules of the open 529 accounts to see deduct 529 plan contributions and grandparents. See also tax-free college tuition withdrawal takes about 529 documents and 529 use program funds to pay the rent. Some readers asked whether their savings will affect student financial aid – see Roth IRA carried affect financial eligibility, assistance. They are interested in learning how to help their children or grandchildren to open their own brokerage account with a low minimum investment and no charge – please see the children and how to buy stocks open lower, lowest Roth IRA carried Kids . As usual, savings tax

It is a big topic. Do not forget to see these five commonly overlooked tax deductions, child care credit requirements camp costs related tax credits, while maintaining the advantages of education tax benefits related to American Opportunity Tax Credit and validity of information learning university fees – readers asked some rest the most. See also Tax tips for freelancers and self-employed persons and tax records to keep and toss. If you find that you forgot to put the past tax credits, see how to submit the amended return toUse them.

Making the most of retirement savings tax cuts

See another hot topic of the 2023 IRA contribution limit in 2022, employed people can save retirement rules the IRA, 401 how to customize ( k) catch-up contribution and make contributions to retirement Roth IRA. Readers also want to know how to make their accounts when they leave their jobs (see rolling 401 (k) transferred to Ross) and how to access their accounts, they need money (see Roth IRA withdrawal rules and borrowing from 401 (k) making advance payments).

It’s always great to other military families hear questions about their specific financing needs of individual

And benefits. I wrote 10 financial tips Veterans Day military families to provide advice to make the most of those special benefits. See the best college savings options and financial resources to military families military families. And asked readers to decide on key financial issues to consider when leaving the army. See the civilian population to leave the military work? And relevant decisions about the value you need to replace interests.

Finally, readers still have a lot of was

And the next generation to protect themselves from fraud to theft I d. See protect yourself from phishing new plan to protect themselves from identity theft vacation, college students and protect your identity from theft. For suggestions, in time, now, to see the New Year’s fraud to protect themselves.

And I look forward to continuing to hear you, you can always contact me at [email protected] in 2013. happy New Year!