You should buy wedding insurance?

Although Prince William and Catherine Middleton’s royal wedding seems to be going well, not all of the fairy-tale wedding is the quality.

Did not show up sometimes photographer or caterer big day or just in time to ruin a seaside ceremony bankruptcy before the hurricane hit – and you left a huge bill a disaster, and not a special day. This is why you might want to consider wedding insurance.

This is in the form of special event insurance provides reimbursement if you want to cancel or postpone the wedding needs is a non-refundable deposit due to natural disasters, death, illness, serious injury or other disaster listed in the policy, said Jenny, El Salvador , senior vice president and co-spokesperson for the Insurance information Institute nsumer. The policy also provides that if the caterer, photographer or florist crossbar your protection. Salvador said that some insurance companies provide coverage even cold feet, offers than the bride or groom ceremony (usually the parents), and the couple paid the rest in front of other people than the wedding 180 days.

Policy before you buy, you should consider these tips from Salvador:

– Reported Ask your insurance agent what wedding-related, you may have through your homeowners, renters, automobile or liability for third parties

– If your current policy does not provide any coverage, shop around and compare costs and coverage of different wedding insurance policy.

– National policy before doing business in the ING purchase, find out if the insurer authorized in ceremony will be held.

– Determine how much the policy will cost, what is – and is not – covered.