In 2024 the most common personal finance issues

Thank you for sending such major issues – more than 5,000 in all – this year. Your letters always help me understand this is the most timely and important question everyone is

In reviewing the columns to Kim Jong Il in 2011, I found the problem readers some of the key themes requirements, including how to improve credit score, avoid identity theft, debt, make the most of retirement plan. The following columns to solve some of these problems, which is still in time to 2012. I hope that answers can help with your personal financial problem at all.

Readers in finding ways to help their children are very interested, but financial help ing to reduce their tax bill himself. See 6 tax smart way to help children (or grandchildren of things), to help save a family member colleges and universities, and to teach children about investing.

A liar continue to look for new ways to steal your identity, your money , the reader want to know the latest way to protect themselves. See how to avoid ID theft, 10, to prevent identity theftA when traveling, how to protect yourself from fraud. See how to protect their identity theft on you will find that your personal information has been leaked what to do after being stolen in the data, and how specific actions credit freeze the project after tips that can help protect you from identity theft.

Readers have been looking for strategies to help them Ø˚F debt , but especially so now the holiday credit card bills arrive in their mailbox. I have listed the use of balance transfer card payment holiday bill led to subsequent column, about how much money you can through your balance, transfer to a lower interest rate credit card, and you can save thousands by promoting savings balance transfer card.

Your payment a credit score is a hot topic : Many readers want to know calculate credit scores behind the secret strategies to improve their score, who can take advantage of the new benefits law to get their free copy of the credit score.

At the end of this year, readers care about understanding NewOpen enrollment period schedule and rules of Medicare . Even after the date Ë deadline of December 7 passed registration for their 2012 Medicare Part d prescription drug plans and Medicare Advantage plans, they continue eager to learn why some people have to pay an additional Medicare part B and part d, how to contest high -income fees this year, and how to avoid a surcharge next year. 

It seems I can not answer about the enough problems and take full advantage of the policy rule this powerful retirement savings tools for Roth IRA. So, I put together Roth IRAS basis of February, which is often asked question Roth IRA rounded up.

Hurricane Irene East Coast charge in August – a few days after the earthquake shook the Atlantic states – Many readers ask  plug life cover . My answer is: What disaster as your homeowners policy include? A few days later, I wrote eight steps to help you quickly hurricane payment amount, which can help people apply for claims after consulting hurricanes and other natural disasters. Readers continue to ask about ready seasons their homes, leading to the column and how to prepare for emergency financial skills Snowbird 7 issue. in the first few months  and this year until the tax filing deadline of April 15, I tend to get a lot of questions about American opportunity credit and education tax credits and other expenses, as well as the best retirement plans for self-employed persons. If you end up getting tax refund, you may be asking how good use of your tax refund, providing information that can help anyone  annual to set financial priorities.   Please continue to send me your questions! I look forward to hearing from many of you in the new year.